2026 investing playbook explained: Asset allocation, SIPs and retirement planning

Chirag Muni of Anand Rathi Wealth emphasizes goal-based investing and disciplined SIPs for building resilient portfolios in 2026. He advises a long-term asset allocation of 70-80% equity and 20% debt, advocating for annual SIP step-ups to accelerate wealth creation and avoid reacting to short-term market noise.