New Year’s Day 2026: Are banks, grocery stores, and restaurants open?

When the confetti settles and the ball has dropped, many Americans will wake up on New Year’s Day — Thursday, Jan. 1, 2026 — with errands to run, groceries to buy, or just the urge to grab coffee. But because New Year’s Day is a federal holiday, the holiday clock affects a wide range of services differently: some go dormant for the day, others hum along with normal or modified hours, and a few offer the convenience you might need as you kick off the new year.

Here’s what to expect if you’re planning to be out and about — or just need to know whether that store you’re counting on is open.

Will I get mail on New Year’s Day?

Thursday is a full federal holiday, which means most government offices are closed — from Social Security offices to local administrative buildings. If you were planning to visit a DMV or city hall, make sure to reschedule.

The U.S. Postal Service will be closed, and no regular mail delivery will happen on New Year’s Day. Retail post office services are also shut for the holiday.

Is the bank open on New Year’s Day?

Major bank branches, including Chase, Bank of America, and Wells Fargo, will not open their doors on Jan. 1. If you need cash, ATMs and mobile apps are your go-to since they’ll still work even though physical branches are dark.

Is the grocery store open on New Year’s day?

When it comes to stores, the picture is decidedly mixed.

Costco plans to be closed all day. The wholesale giant will shutter all 623 of its U.S. warehouses for 24 hours on New Year’s Day, meaning members can’t shop at any location on Jan. 1.

Other superstores like Walmart; however, are expected to keep their doors open under normal schedules (though it’s always smart to check ahead).

Home improvement chains like The Home Depot plan to remain open with regular holiday hours (e.g., roughly 9 a.m. to 8 p.m.)

Groceries and pharmacies also tend to be open on New Year’s Day. Many regional grocery chains, such as H-E-B to Whole Foods, will operate regular or reduced hours, though some pharmacy counters within larger stores may close earlier than the main store.

What restaurants are open on New Year’s Day?

If your January 1 plans include grabbing a bite or a caffeine lifeline, you’re in luck: many restaurants and fast-food chains will be open, though individual locations might choose to adjust hours.

In practice, that means staples like McDonald’s, Starbucks, and other chains are likely to operate on holiday schedules.

Likewise, 24/7 convenience stores such as Wawa, Speedway, and Dollar General, in most areas stay open, making them a reliable choice when you’re in a pinch.

That said, if you have a specific local favorite in mind, it’s worth a quick call to check today’s hours before heading over.

Is the stock market open on New Year’s Day?

The New York Stock Exchange (NYSE) and Nasdaq are closed on New Year’s Day. Wall Street takes the holiday off just like it does every year.

Are schools open on New Year’s Day?

No. Public schools and most all private schools will be closed on New Year’s Day.

Does the bus run on New Year’s day?

Airports, Amtrak, Greyhound, and major transit systems generally run through New Year’s Day.

Expect holiday or Sunday schedules on buses and trains in many cities, so check schedules in advance if you’re moving between cities or across town. Service levels vary widely by region, but no major carrier shuts down entirely.

Are movie theaters open on New Year’s Day?

For those looking to unwind on day one of 2026:

Movie theaters almost universally screen films on New Year’s Day — greeting crowds with morning and afternoon showtimes.

Malls and shopping centers also typically open, often hosting post-holiday sales. Some may operate on a reduced schedule.

Check local listings for showtimes and event schedules; big cities often host New Year’s Day brunches, skating sessions, and other seasonal attractions.