Top crypto to buy now: Mutuum Finance (MUTM) followed by Ripple (XRP)
As the crypto market navigates volatility and searches for fresh opportunities, investors are increasingly turning to projects with strong early adoption and tangible utility. Leading the charge is Mutuum Finance (MUTM), a rapidly growing new crypto that has captured attention for its decentralized lending-and-borrowing protocol, interest-bearing token model, and booming community support. Currently in Phase 6 of its presale, the phase is over 95% sold out, with more than 18,140 investors contributing nearly $19 million, signaling unprecedented early-stage demand. While Ripple (XRP) remains a familiar name, its market shows signs of fragility, with a large portion of supply sitting at a loss and structural pressures limiting short-term upside. For traders hunting the top crypto opportunities, Mutuum Finance is increasingly emerging as the primary focus, with XRP following as a secondary, more cautious option in a market hungry for innovation and growth.
XRP faces short-term pressure ahead of potential bull run
XRP (XRP) has recently slipped to around $2.10, falling short of the breakout many investors had anticipated despite excitement surrounding the new spot XRP ETF. Veteran trader CasiTrades warns that the token could dip further toward $2.03, a key support level aligned with the 0.5 Fibonacci zone, before any sustained bullish momentum takes hold. The descent is expected to play out in a zig-zag pattern, rather than a straight drop, and only a move above $2.41 would invalidate the current bearish setup. This period of consolidation and cautious market observation is prompting investors to explore Mutuum Finance, a new crypto project with clearer early-stage momentum and rapid adoption.
MUTM presale phase 6: A pivotal window for early investors
Mutuum Finance is steadily cementing its presence in the DeFi space, with Phase 6 of its presale nearing completion. Over 95% of tokens in this phase have already been sold, with the current price at $0.035, marking the final opportunity to invest before Phase 7, when the price will rise to $0.04. The presale has already attracted more than 18,140 participants, raising $18.9 million, highlighting strong market demand for the project.
What sets Mutuum Finance apart is that it is more than just another crypto platform. With real-world applications, innovative technology, and a well-balanced decentralized credit system, MUTM stands out as a high-potential crypto asset, capable of breaking through the $1 mark, making it a prime choice for early-stage investors seeking both short-term gains and long-term DeFi utility. This makes it one of the top crypto picks for investors in 2025.
Lending & Borrowing Protocol launch on sepolia testnet
A critical upcoming milestone is the launch of the lending and borrowing protocol on the Sepolia testnet, expected in Q4 2025. This will be the first full-scale deployment of Mutuum Finance’s lending and borrowing platform, allowing users to lock collateral in ETH or USD and borrow funds against it. The testnet also provides the development team with an opportunity to fine-tune risk management tools, interest rate models, and loan processing systems, ensuring the platform operates securely, efficiently, and reliably ahead of its mainnet launch, solidifying its position as a new crypto with real utility.
MUTM surges as XRP lags, last chance to catch the nNext DeFi breakout
Mutuum Finance (MUTM) is solidifying its position as a high-growth DeFi project, with Phase 6 of its presale over 95% sold out, raising nearly $19 million from more than 18,140 investors. Priced at $0.035, remaining tokens are limited before Phase 7 increases the price to $0.04. While Ripple (XRP) remains a recognizable option, current market pressures suggest caution. Early investors can secure MUTM now to access its lending-and-borrowing protocol, interest-bearing tokens, and yield-generating pools, positioning themselves ahead of potential explosive growth, making it the top crypto to watch for 2026. This new crypto is emerging as a clear leader for investors seeking utility and growth potential.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
DISCLAIMER – “Views Expressed Disclaimer – The information provided in this content is intended for general informational purposes only and should not be considered financial, investment, legal, tax, or health advice, nor relied upon as a substitute for professional guidance tailored to your personal circumstances. The opinions expressed are solely those of the author and do not necessarily represent the views of any other individual, organization, agency, employer, or company, including NEO CYMED PUBLISHING LIMITED (operating under the name Cyprus-Mail).