FD rate up to 8.05% for general citizens investing for five years; Know full list of banks

General citizens can still secure fixed deposit rates up to 8.05% for five-year terms with select banks, including Suryoday Small Finance Bank. Other institutions like Jana Small Finance Bank offer 8%, and Utkarsh Small Finance Bank provides 7.25%. Investors should note TDS implications and consider Form 15G to avoid deductions if eligible.