2025 portfolio: Action plan for equity and debt investors in the new year

Keep the equity and debt allocation in your portfolio as originally planned. If the equity allocation deviates by more than 5%, rebalance accordingly. Continue with your current SIPs. If you're looking to invest fresh capital, allocate the debt portion immediately. For equity, invest 30% now and spread the remaining 70% over the next three months using a weekly STP, based on FundsIndia’s Lump Sum Deployment Framework.