A crisis within a crisis: Insurance rates skyrocket for child care centers

Rising insurance premiums, reduced coverage and dropped policies plague child care centers across the country.

Early this year, a child care program in southern Maine was dinged for three minor issues during a routine inspection: A refrigerator at the school where the nonprofit operates was a couple of degrees too high. An employee’s paperwork was kept at the wrong location. A first aid kit was missing a pair of tweezers.