MF Query: Is it possible to generate Rs 1 lakh monthly income with Rs 2.7 cr corpus? Girirajan Murugan answers

A mutual fund investor wants a Rs 1 lakh monthly income from his Rs 2.76 crore portfolio. A financial expert suggests a 4-5% annual withdrawal rate. This strategy uses a mix of equity and debt. Systematic withdrawals primarily come from equity. During market downturns, withdrawals shift to debt. Annual portfolio rebalancing is advised to maintain the strategy.