IRCTC train ticket booking: How to book Tatkal tickets without money getting blocked, step-by-step guide to follow

Train ticket: You can book a train ticket without getting worried about your money getting stuck for days in case the transaction failed. "In case if the transaction fails, mandate will be released within 30 minutes of transaction else you may reach us on support@autope.in," says IRCTC. This option is called autopay and you can use Unified Payments Interface (UPI), credit card (OTM) and debit card (OTM).