RBI move to slow down gold loan growth, lead to uptick in delinquencies: Crisil

The RBI's recent notification urging lenders to revise their gold loan practices may temporarily slow loan growth and increase asset quality stress, Crisil reports. Issues highlighted include improper monitoring of loan-to-value ratios and asset classification. Compliance may affect loan disbursements and taper growth for banks and NBFCs in the near term.