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Youngsville man, Lafayette roofing company accused of fraud by insurance commissioner
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LAFAYETTE, La. (KLFY) -- A local roofer is in hot water after an alleged attempt to defraud homeowners and their insurance company, officials said.
Insurance Commissioner Tim Temple has issued a cease-and-desist order to Zechariah “Zack” Moore and Roofing Guys LLC. Temple issued the order after deeming that Moore and Roofing Guys LLC violated Louisiana insurance laws and posed a danger to public health, safety and welfare, according to a news release.
Moore, a field representative of Roofing Guys LLC based out of Lafayette, is alleged to have intentionally damaged the homeowners’ roof during a "cold call" roof inspection, misrepresented the cause of damage to the homeowners and advised them to file a storm damage claim with their insurer. He is further alleged to have improperly told the homeowners they would be able to get a new roof for only the cost of their deductible.
“Homeowners in Louisiana deal with enough stress and uncertainty regarding the protection of their homes and families after a storm,” Temple said. “The LDI is working more closely than ever with our law enforcement partners, and we will not tolerate dishonest contractors or any other bad actors defrauding policyholders and insurers to make a profit.”
“Our high rates of property insurance are made worse when insurance companies pay claims for manmade damage caused by bad actors,” he added.
A copy of the cease-and-desist order is below.
After being advised by a repair professional that the damage was man-made, the homeowners filed a police report against Moore for causing the damage to their roof. He was arrested by the Livingston Parish Sheriff’s Office and charged with the felony offense of damage to property with intent to defraud, authorities said.
Livingston Parish Sheriff Jason Ard said citizens need to do theirr research before allowing someone to begin large home improvement projects.
“The Louisiana State Licensing Board for Contractors is a good place to start your search," Ard said. "Keep documentation. Trust your instincts. If you need us, we’ll be here.”
Moore and Roofing Guys LLC were served with the C&D on Oct. 1 and have 30 days from the time of service to request an administrative appeal or the action becomes final.