Best Credit Union CD Rates Of July 2024

Best Credit Union CD Rates Of July 2024 USAlliance Federal Credit Union No-Penalty CD 5.0Our ratings take into account a product's APYs, fees, minimums and other category-specific attributes. All ratings are determined solely by our editorial team. Annual Percentage Yield 4.80% Minimum Deposit Requirement $500 Interest Compounding Frequency Daily 4.80% $500 Daily Editor's Take USAlliance’s 11-Month Special Certificate offers a generous interest rate without the risk of an early withdrawal penalty. It’s a good option for short-term savers looking to lock in a high interest rate without the typical restrictions of a CD.With this no-penalty certificate, you can withdraw your balance at any time starting seven days after opening. But partial withdrawals aren’t allowed. So if you need to dip into your balance before maturity, you’ll be forced to withdraw the full amount and close your account. Pros & Cons Competitive APYInterest compounds dailyBank via website, mobile app or branchCan withd...