HDFC Bank sees priority sector loan shortfall rise by 25% in one year

HDFC Bank saw a 25% rise in PSL shortfall, largely due to small farmers necessitating RIDF bonds. Suresh Ganapathy aims for a pre-merger credit-deposit ratio within 3 years. CEO Jagdishan plans to align loan growth with deposits. Shaktikanta Das calls for prudent balance in lending. FY24 showed a 7% attrition drop and significant home loan disbursals increase.