Adjusting the 50/30/20 budget rule could be a game-changer for UK households 0 08.07.2024 10:49 Express.co.uk The 50/30/20 budgeting rule is considered one of the most effective budgeting methods to cut down on non-essential spending, but it may seem unattainable for those who are spending more than 50 percent of their income on essential expenses.