
2025 is a Pivotal Year for BNPL as Providers, CFPB Clash Over Regulations
The Consumer Financial Protection Bureau (CFPB)’s continued push for regulation of buy now, pay later (BNPL) firms offers up a dual-edged sword: The agency’s interpretive rule issued last May further legitimizes short-term installment loans as an increasingly mainstream form of credit. At the same time, the CFPB seeks to set “guardrails” on the offerings that […]
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