A favourable wealth effect, driven by a sharp rise in the equity markets, is enticing many first-time homebuy ers to take the plunge, while affluent buyers are looking for second homes. If you are a fence-sitter, still unsure about when to buy a house, this market presents a big dilemma. Is it the right time to buy a house?
While property market dynamics play a big role in effecting this decision, equally important is your personal financial situation and lifestage. There are other factors to consider. If you are thinking of buying a house, here the key things you need to check.
The longer the tenure of a loan, the higher the interest burden. Home loan rates will not come down as the RBI has kept policy rates unchanged. If you are planning to buy a house with a loan, ET Wealth suggests some ways to reduce the cost of borrowing.
When things get tough, those who have managed to get the basics right— diversification, cost averaging, asset allocation—don’t panic. Investors should have done this and been confident about it. This only comes with simplicity. Embracing simplicity in investment strategy is not just a defensive move, but a proactive approach to building a resilient portfolio.
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor as well as his financial goals.
Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments. TaxSpanner estimates that Vivek Jaiswal can have a surplus of almost Rs.60,000 if his salary is rejigged to include tax-free perks and if he opts for the new tax regime. Here's how
Canara Robeco Emerging Equities: This fund shifted its positioning from a mid- and small-cap offering to its current large- and mid-cap mandate a few years ago. It retains preference for businesses with improving fundamentals or experiencing temporary setbacks. We examine the key fundamentals of the fund, its portfolio and performance to help you make an informed investment decision.
Investing has come to mean a flurry of activity. One must go about acting with assumed expertise, buying, selling, booking profits, revising and reworking. Keeping it simple and staid over the long term is boring in comparison. Poor investment decisionmaking is here to stay. We will crib about outcomes for a while, and then go back to doing the same things.
Financial independence, retire early (FIRE) is a movement focused on extreme savings and aggressive investment that aims to allow people to retire much earlier than is possible through traditional budgets and retirement plans. Detailed planning, budgeting discipline, and smart investment are key components to achieve an early retirement.
For non-resident Indians (NRIs) planning to return to India, managing foreign earnings and assets efficiently is crucial. One effective way to do this is by opening a Resident Foreign Currency (RFC) account.
Riders are essentially additional benefits that one can purchase and add to an existing policy.
If you are confused or confounded by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the second part of this series, Riju Mehta explains bond yield and how it is calculated.
Around 8 am on Friday morning, Police were called to respond to an address on Brightwell Street where a man was seen to be breaking into a vehicle.
Photo by Adam Pantozzi/NBAE via Getty Images
This week’s Lakers mailbag is headlined by a conversation of whether the team should honor Phil Jackson with either a statue or retirement banner.
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Sampling DNA in the Norfolk air may make food prices cheaper BBC
Scientists are sampling the air for deadly diseases that can harm plants, animals and humans.
The new owners plan to renovate the property, which had been held by one family for 50 years. By evening, Domain Group recorded a clearance rate of 55.9 per cent.
US basketball sensation Caitlin Clark said her snub from the upcoming US Olympics team had given her "something to work for" as her Indiana Fevers coach says she was a "little disappointed" by the move.
'Gears of War: E-Day' Unveiled As A Prequel With Young Marcus Fenix, First Details - Screens & Trailer
The Japanese economy shrank at almost the same pace as initially estimated in the January-March quarter due to sluggish spending by households and companies, revised government data showed Monday.
The station has an overhang that stretches across the tracks, leaving about a foot of space between the beams and the top of the train car.
Teoscar Hernández hit a solo home run that gave the Los Angeles Dodgers a 3-2 lead over the New York Yankees.
Double dutch jump rope took off in the U.S. in the 1940s and '50s. One group is keeping the tradition alive for people 40 and older, and the organization is only growing. Jericka Duncan reports.